4 classic cars with major “Old money” vibes under $15k
“New money” fashion is the diamond watch and purple Lamborghini of a recent Bitcoin billionaire. As this style takes over social media, many are turning to an “old money” style in response. The term originally referred to generational wealth, but the fashion movement is more inclusive. As Rothy’s wrote: “Old money styling is for any and everyone.”
So what exactly is old money style? CHO explained, “Also known as quiet luxury, an old money aesthetic is timeless and elegant.” JuJuMood added, “The Old Money style includes timeless, classic pieces made with fine craftsmanship.” Think preppy and even casual, yet tailored clothing in timeless styles—a linen Oxford, faded canvas espadrilles, and maybe a small gold watch worn on vacation in the South of France.
What’s the most old money car you can drive? Well, if you roll up to the party in a 1920s Bugatti that’s been in your family for generations, you’re an “old money” icon. But what about the rest of us? Here are five used European cars, nearing peak depreciation. Each has a unique style but oozes old money sophistication.
Jaguar XJ Series III (1979–1992)

The OG Jaguar XJ is one of the most gorgeous sedans ever sculpted. The automaker kept the iconic four-headlight front end from its debut in 1968 until 2009. In truth, drive any of these model years for a classy sedan that says old money. While the Jaguar logo doesn’t carry the gravitas of Bentley or Rolls-Royce, it fits in anywhere while elevating the vibes. It’s the automotive equivalent of a versatile navy blazer: pair it with blue jeans or white loafers and it’s good to go.
Jaguar upgraded the car mechanically throughout its run, but the 1994 redesign lost much of the original style. The 1979–1992 “Series 3” hits the sweet spot between modern convenience and old school cool. The later years are still a bargain, with many priced between $5,000–$15,000. Jaguar did offer a 12-cylinder version, but they’re expensive to maintain, so stick with the XJ6. You’ll also find pictures of a beautiful coupe version, but in the real world a used one is rarer than a dry martini at a frat party. Classic & Sports car has a great buyers’ guide.
Mercedes-Benz SL (R107, 1972–1989)

A classic Mercedes sedan is almost as cool as the above XJ. But the R107 Mercedes-Benz SL is a well-kept secret. While the Gullwing and its successor (the 1963–71 W113 SL) make headlines with their high resale prices, the 1971–89 SL (R107 generation) flies under the radar. Available as a coupe, a convertible, and with a removable hardtop, a well-kept SL is one of the coolest cars you can get for under $15k. Think classy movie star driving up the California coast cool. It’s the automotive equivalent of cat-eye sunglasses, a silk scarf, and driving gloves—or athletic George Clooney strolling through the marina in a fitted polo.
Under the hood? Robust German engineering. You’ll probably find the SL the cheapest car on this list to maintain. What’s not to love? The upper end of the market—especially the later SLs with their big V8s—can command $50k, so be prepared to shop around. You can still find early ones under $15k. The specialists at The SL Shop wrote a great buyer’s guide.
Bentley Eight (1984–1992)

Nothing says class like a Bentley. These big and bold luxury cars are like a three-piece suit with a pocket square. But did you know there are used Bentleys on the market for under $15k? And sometimes under $12k? In the 1980s, Bentley introduced its first “entry-level” lineup with the Bentley Eight. And today, the plush Mulsanne and quick Turbo R from the ‘80s are commanding high prices, while the Eight is tragically overlooked. But that’s good news for us.
The Eight has a 6.75-liter V8 originally developed by Rolls-Royce. No turbochargers, so cheaper to maintain. Sure, the sedan may weigh 5,000 pounds. But are you really in a hurry to arrive when you’re rolling in a Bentley? Note that some early Eights had cloth seats, but starting in 1987, 100% had leather. You can read more about the sedan in the UK website Classics World buying guide.
Alfa Romeo Spider Series 2 & 3 (1970–1990)

Italian sports car more your style? Consider the Alfa Romeo “Spider” convertible. You might call this roadster the Amalfi Coast equivalent of the Mercedes SL. This is the linen shirt with espadrilles of cars. Alfa only made the Series 1, often referred to as the “boattail,” from 1966–1969. They’ve become expensive collector’s cars. But the “Kamm tail” of Series 2 and Series 3 (1970–1990) keeps most of the original’s European charm.
These adorable Italian sports cars corner better than anything on this list. You’ll find them Miata-sized, with small two-seat interiors. But the long rear end means a surprisingly large trunk. Note that the automaker didn’t offer an automatic until the 1991–94 “Series 4.” You can still find them listed for under $8k, with clean, low-mileage examples available for $15k or less. Check out the extensive Hagerty buyer’s guide.
Your perfect old money car depends on your unique style
Like the fully canvassed suit hiding on a thrift store rack, used luxury cars are some of the best deals around. For something European and effortlessly cool also consider used BMWs, Fiats, Rolls-Royce, MG, Maserati, Triumph, Volvo, Citroen, Aston Martin, and Porsche. Whether sports coupes, convertibles, or limo-like sedans are your style, there are options for everyone. If you’re looking for wheels that fit your vibes, don’t be afraid to shop 80s, 90s, or even 2000s models to nab something effortlessly cool at peak depreciation.