The top 3 most expensive SUVs to insure aren’t even best sellers
One thing that probably comes as an afterthought about SUVs is insurance costs. But that can add a lot to your monthly bills. Also, the top three most expensive SUVs to insure come as a shock, because they already don’t have the best sales.
What are the three most expensive SUVs to insure?
1. 2025 Toyota Sequoia $2,536
Overall, the most expensive SUV to insure in 2025 is the Toyota Sequoia. According to Insure, it costs an average of $2,536 each year.
But it’s important to keep in mind that insurance costs fluctuate between people based on driving history, location, home ownership, and more.
But the Sequoia isn’t exactly a luxury model. It costs between about $62,425 to $83,915, depending on trim level. Its high costs are related to the cost of parts, its luxury features, and the powerful hybrid engine.
In 2024, the Sequoia sold about 26,097 models. The Toyota Highlander is the best-selling three-row vehicle in America, and it sold 89,658 units.
2. The 2025 Ford Expedition Max
Next up, we have the 2025 Ford Expedition Max, which is 12 inches longer than the regular model. It costs about $2,266 to insure annually. But insuring the regular Expedition still costs about $2,240 per year.
It has a base price of $65,400, meaning it doesn’t cost much more to upgrade from the Sequoia for extra space. This large SUV can carry up to eight passengers.
It’s unclear how many Expedition Max models were sold during 2024. But overall, the Expedition moved 78,035 models. The Expedition Max could be more expensive to insure because of its massive size.
3. The 2025 Nissan Armada
Last up on this list of the most expensive SUVs to insure is the 2025 Nissan Armada. Finally, a luxury model is making an appearance. It costs about $2,242 to insure each year.
It has a base price of $57,520 with the ability to tow up to 8,500 lbs, while rivals can tow over 9,000 lbs. But the Armada does have plenty of standard features like a pre-wired tow hitch.
Its lower price compared to the Expedition Max and Sequoia comes with lavish interior materials and modern tech for the whole family to enjoy.
Typically, SUVs are cheaper to insure compared to trucks and cars because they’re usually much safer. Also, the sporty and performance terms usually drive up insurance costs.
