How Much Is a Fully Loaded 2023 Lincoln Navigator?

The 2023 Lincoln Navigator is considered one of the most premium large SUVs you can buy. Not only is it massive, but it’s an impressive vehicle all around. So how much does the new Lincoln Navigator cost, and is it worth its hefty price tag? Let’s take a look at everything that comes with the most basic Navigator and the fully loaded version of the luxury full-size SUV.

How much does the 2023 Lincoln Navigator cost?

A 2023 Lincoln Navigator parked in a dark parking garage with owners approaching. This luxury full-size SUV lives up to its name.
2023 Lincoln Navigator | Lincoln

According to Lincoln, the 2023 Navigator Standard base model starts at $77,635. The lineup has five total trim levels, two of which cross the six-figure threshold. Opting for the Reserve model, one step up from the base trim will cost you $89,825. Coincidentally, Edmunds says the Reserve trim is the most popular among buyers. Anyone looking for the one that entices customers the most should check out the second-tier model.

It’s no secret that buying a luxury full-size SUV is costly. The case is no different for the 2023 Lincoln Navigator. A Reserve L is $92,855, a Black Label is $106,075, and the fully loaded Black Label L costs a whopping $109,120. We’re sure no one is particularly excited about paying this much money for a vehicle. However, the Lincoln Navigator is one of the few luxurious models that feels worth the price tag.

How much is a fully loaded Lincoln Navigator?

2023 Lincoln Navigator interior with a person approaching. How much is a fully loaded 2023 Lincoln Navigator?
2023 Lincoln Navigator interior | Lincoln

Although the Black Label L model is the range-topper, it isn’t necessarily the fully loaded model. Without beating around the bush, it’s already very expensive and comes with a wide range of features and technology. However, did you know the Navigator can get even more? For example, the Special Edition and Heavy-Duty Trailer Tow packages cost $9,295 together. Next, for $625, buyers can upgrade the middle row of seats with enhanced massage, heating, ventilation, and a center console.

All-weather floor liners and a Lincoln Play rear entertainment system cost $2,395. Lastly, there’s a $1,695 destination charge for every Lincoln model added to the total price. At the end of our build, the new 2023 Navigator turned out to cost $123,880. Furthermore, the automaker’s build and price tool calculated a $2,054 monthly payment with a $12,388 down payment for a 60-month term at a 4% APR. Keep in mind this build is just about everything a 2023 Lincoln Navigator offers, so you could undoubtedly get an extremely high-end model that costs less.

2023 Lincoln Navigator standard features

a 2023 Lincoln Navigator parked outside. How much does it cost fully loaded?
2023 Lincoln Navigator | Lincoln

First, the base model is well-equipped for the cheapest version of the 2023 Lincoln Navigator. However, it still isn’t cheap. For $77,635, features highlights include power running boards, a hands-free liftgate, an adaptive suspension, a 12-inch digital instrumentation display, triple-zone automatic climate control, simulated leather upholstery, heated/ventilated first- and second-row seats, a wireless smartphone charger, a 13.2-inch infotainment touchscreen, Wi-Fi access, wireless Apple CarPlay/Android Auto, satellite radio, and navigation.

More and more excellent features enter the lineup with each trim. Opting for the Black Label model adds more, as it should for over $100,000. For example, every Black Label gets the contents of the Luxury package. This includes an illuminated Lincoln star emblem in the grille, 30-way power-adjustable and massaging front seats, and an upgraded, high-end stereo system with 28 speakers. In addition, the top trim gains other highlights like four-wheel drive, unique 22-inch wheels, digital key technology, and an extended maintenance plan.

Is a Navigator worth the price?

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In conclusion, the 2023 Lincoln Navigator is a genuine luxury full-size SUV. It’s got everything a buyer could ask for, including passenger and cargo space, technology, comfort, and drivability. It’s even capable of towing from 6,200 to 8,300 pounds. If money is no object, the Black Label and Black Label L models are the height of luxury. We can’t recommend them enough, as they’re basically a mansion on wheels. Does Lincoln’s offering do enough to compete with the Cadillac Escalade?

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