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The 2024 Kia Telluride and the new Honda Pilot are among the most talked about midsize SUVs on the market. Many buyers may be more drawn to the new Kia Telluride because of its slightly lower price tag, but experts estimate that the 2024 Honda Pilot may be more affordable in the long term. Specifically, over a five year period.

This is why buyers need to pay attention to more than just the MSRP because that’s not an indicator of what you’ll have to spend later. Despite this, much of the long-term cost of ownership for either of these vehicles will depend on the behavior of the owner.

2024 Kia Telluride vs. Honda Pilot: which costs more to insure?

One of the biggest costs associated with vehicle ownership is paying for auto insurance. Of course, this price can depend on factors like your state as well as your driving history, but vehicles themselves cost different amounts to insure. Unfortunately, the 2024 Kia Telluride costs more than the Pilot for insurance. Edmunds estimates that it costs about $4,054 to insure the Telluride, whereas the cost for the 2024 Honda Pilot is $3,609.

Many people may wonder why two comparable SUVs cost different amounts for insurance. Basically, insurance companies use a few factors to determine the base cost for a certain car. These are things such as the likelihood of theft, the price of repairs, the size of the engine, as well as the overall reputation of the car.

As an example, the latter is the reason sports cars are usually so expensive to insure. People should also note that certain safety features mean the vehicle may be eligible for insurance discounts.

2024 Kia Telluride vs. Honda Pilot: estimated maintenance costs

Another fairly expensive cost associated with vehicle ownership is maintenance. Of course, this isn’t necessarily for repairs but rather the various things a vehicle needs to run smoothly. These are things like oil changes, tire rotations, and other fluid replacements. According to Edmunds, the Pilot should cost about $5,440, whereas the Telluride costs $5,871.

In the case of the 2024 Kia Telluride vs the Honda Pilot, the Kia SUV has a bigger engine. This larger engine means it will require more oil than the 2024 Honda Pilot.

The bigger engine in the Telluride also means it may take larger amounts of other fluids. These more substantial materials add to its slightly bigger price tag for maintenance.

On the other hand, people should note that the Pilot actually has a larger cost for repairs. The Pilot costs an estimated $744 for repairs, while the 2024 Kia Telluride costs $646.

The 2024 Kia Telluride in gray driving along a cliff road. The cheapest Kia Telluride is hard to find because it's popular.
2024 Kia Telluride | Kia
Related 2 SUVs More Popular Than the Kia Telluride

2 SUVs More Popular Than the Kia Telluride

2024 Kia Telluride vs. Honda Pilot: looking at estimated depreciation

Though not a cost of ownership, people should also consider how much a vehicle will depreciate over five years. In the case of the 2024 Kia Telluride vs the Honda Pilot, the Kia will lose about $16,052 in value. However, the Pilot’s value will only go down $15,756. Of course, these numbers are similar and excellent for the market, but it’s still a factor related to ownership.

Overall, the new Honda Pilot and the Telluride are great SUVs that offer much to buyers. However, the Pilot will save you more in the long run despite not having as small of an initial price tag. Ultimately, this means the 2024 Honda Pilot appears to offer more than its Kia rival.