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The Kia Stinger is, objectively, a fantastic car. Its place in the market is somewhat obvious given Kia’s recent re-branding. The Stinger is placed as a sort of premium sports sedan designed to be cheaper than an Audi S4. Those people are not the kind of people who regularly get in accidents. That’s best left to high school kids with little driving experience.

However, that isn’t necessarily the case. As a matter of fact, the Stinger is responsible for a shocking number of accidents.

Stinger drivers are more prone to accidents

A grey Stinger races down a test track, shot in profile
The Stinger on track | Andres Iglesias Rodriguez via Getty Images

A recent study by Insurify discovered that the Kia Stinger is well above the national average for drivers with a prior at-fault accident on their record. In plain English: Stinger drivers are more likely to get in one or more accidents than they caused than a litany of other models.

The Stinger shares the list with models like the Subaru WRX and Scion FR-S. In fact, Insurify found that the Kia Stinger ranked third overall on the list, beaten out by only the ‘Rex and the FR-S. Obviously, that’s pretty high, with the national average sitting around 10% and the Stinger up around 15%. Five points above average is not a great look for owners and their insurance companies.

Is the Kia Stinger worth it?

A red Kia Stinger shot from the front 3/4 in Mallorca
The Stinger in Mallorca | Andres Iglesias Rodriguez via Getty Images

Frankly, it’s kind of hard to see how so many Stingers are ending up in body shops. After all, the Kia Stinger isn’t some high-powered Mustang or Challenger ripping burnouts at a street takeover, practically asking for a crash. These are usually driven by those in the market for a bargain Audi S4. Those looking for a lightly quick rear or all-wheel drive sports sedan to put the kids in.

However, someone (or lots of someones) is clearly binning these. Does that still make the Kia Stinger one hell of a ride? You bet. It’s hard to beat a Stinger GT as a value proposition, for starters. There’s plenty of trunk space and Kia’s warranties are incredible. Plus, like, no one has one (maybe because they’re all getting binned), and the unique factor alone is worth considering.

Insurance companies may notice increased accident rates

A red Kia Stinger GT shot from the front 3/4
The Stinger on a press launch in Spain | Andres Iglesias Rodriguez via Getty Images

That said, in light of this news, your insurance company may take notice should you update your policy to include a Kia Stinger. Cars that historically become expensive for companies to insure usually means those pricing changes are passed to customers. Our advice? Get a quote from a few different providers before registering that new Stinger. It might save you a few bucks, as long as you’re not the next one to put one in a ditch.


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