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Jaguar’s fall from the top of the luxury ladder is no secret, with just one luxury car remaining in its lineup. Even that model isn’t exactly a pillar of automotive excellence, despite a high price tag. But there are some stunning used luxury cars that, for the same money, provide a much more valuable experience than the Jaguar XF.

2012-2016 BMW M5

Though its original MSRP checked in at just shy of six figures, these days a used F10 BMW M5 goes for about half that. Compared to the nearly $50,000 Jaguar XF, the M5 offers a lot more car and just about the same kit.

Sure, the older cars don’t have voice-activation. But who cares what the infotainment system looks like when you’re listening to a 4.4-liter twin-turbo V8 sing? The base cars delivered 553 horsepower and 502 lb-ft of torque, according to MotorTrend. In contrast, today’s XF sports a 2.0-liter turbo offering up just 296 horsepower and 295 lb-ft.

2015-2017 Audi A6

2015 Audi A6
2015 Audi A6 | Audi

Maybe the BMW is a bit hardcore compared to the Jaguar XF. Fair enough. In that case, the Audi A6 from 2016 to 2018 may be a better place to park your cash. Engine options include a 3.0-liter turbocharged V6 offering 333 horsepower and 316 lb-ft of torque.

Better yet, since this car is a generation newer than the M5 up there, it has more of the tech to keep up with modern cars. Things like CarPlay and Android Auto are standard kit, as are navigation. Some cars even offered remote app features, and today a used A6 is a luxury car bargain at around $30,000.

2017-2020 Volvo S90

The Volvo S90, a used luxury car that is better than the Jaguar XF
Volvo S90 | Volvo

The 2017 Volvo S90 marked a new generation of Volvo excellence. Despite being from nearly six years ago, this platform introduced what we know the current Volvo lineup to be. That means a base engine that makes 250 horsepower and gets up to 34 mpg highway. Alternatively, a supercharged and turbocharged four-pot offers up 316 horsepower and 295 lb-ft of torque. By 2018, the T8 had come along, pairing that twincharged four-banger with an electric motor to deliver 400 horsepower and 472 lb-ft of torque.

As a used luxury car today, the S90 beats the Jaguar XF in build quality, premium safety tech, and even interior features if you know where to look. Plus, you can save nearly $20,000 over a new XJ and add the confidence of Volvo reliability.

2014-2017 Mercedes-Benz E-Class: cheaper and more luxurious than the Jaguar XF

For just under half the price of a modern Jaguar XF, a used Mercedes-Benz E-Class is a luxury car steal. Remarkably, pricing for these head-turning luxury sedans checks in at around $25,000 – less if you’re willing to entertain higher-mileage options.

For that a 2014 E350 comes with a 3.5-liter V6 offering 302 horsepower, plus 4MATIC all-wheel drive and an interior that outstrips the Jaguar from top to bottom. This might be the biggest used luxury car bargain on this list, unless you’re chasing the outright performance of that M5.

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