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Many people think of luxury cars and imagine a price tag that is extreme or out of reach. While it may be true that luxury cars can cost upwards of what some houses are worth, today’s luxury vehicles have grown more affordable than ever before. The luxury SUV segment isn’t what it used to be, as SUVs become more popular and competitive across all segments. This means finding a luxury SUV you can afford is easier than ever.

In fact, U.S. News experts compiled a list of its highest-rated, new luxury SUVs for under $50,000 and there are nearly 20 that made the list. Here are just a few of the best-rated luxury SUVs you can find in 2020, without having to pay the luxury price.

Lexus RX 350

Wagon-like and agile on the road, the 2020 Lexus RX 350 earns a good rating of 8.3/10 from U.S. News experts. Its base price is higher than others, but a quality Lexus under $50,000 is worth a look.

According to U.S. News experts, the $44,000 Lexus RX 350 is “suave and refined,” with its spacious size in no way interfering with its maneuverability and ease-to-drive.

It also comes with seats that lead that way in comfort, a beautifully designed interior, and great fuel economy ratings. The RX 350 also comes loaded with standard safety features that make it one of the best-rated in safety among the segment.

Acura RDX

The 2020 Acura RDX earns an impressive 8.1/10 score by U.S. News experts, perfecting the blend of performance and value. While it’s slightly more expensive than some others on the list, at nearly $38,000, it’s still a tremendous value.

The RDX earns up to an estimated 28 mpg on the highway, stronger than other rivals in the segment. Driving the Acura RDX is balanced and comfortable, while its list of standard features stretches beyond many others. It also has a tech-packed interior and plenty of cargo space to offer owners. 

Volvo XC40

In addition to boasting strong reliability and dependability, the Volvo brand is known for making high-quality, luxurious vehicles. Its XC40 subcompact luxury SUV is easy and fun to drive, with an engine that provides more than enough power for everyday driving.

The 2020 Volvo XC40 does exceptionally well handling almost any type of road, smoothly handling bumps and tight corners. Best of all, its base price of just over $33,000 makes it a steal. In fact, its affordable pricing makes it competitive even in non-luxury segments and brings it toward the top of the list with an 8.3/10 overall score.


According to Car and Driver, the 2020 BMW X1 is the brand’s “Mighty Mouse crossover,” earning an almost-perfect rating of 9/10 from its experts. Aside from its super-low entry price of around $36,000, the BMW X1 also gives buyers ample cargo and passenger space, a powerful, turbocharged four-cylinder engine, good fuel-efficiency, and a fun-to-drive nature.

The 2020 BMW X1 is not just luxurious and affordable, but the “perfect blend of sport and function” as well. The BMW X1 is the ideal choice for budget-conscious buyers that desire a sporty, luxury car.

Audi Q3

The 2020 Audi Q3 earns an overall score of 8.4/10 from U.S. News, tieing with two other luxury SUVs on its list, including the BMW X1. But out of these three, the Audi Q3 has the most affordable entry price. At $34,700, the 2020 Audi Q3 is one of the most affordable luxury SUVs available.

Its impressive cabin comes with top-of-the-line technology and high-quality materials. While its engine isn’t the most powerful you’ll find in the segment, the powertrain is smooth and responsive. Best of all, all Q3s come standard with Audi’s all-wheel drive Quattro system. 


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