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When a truck maker has tons of incentives available for new trucks, it could be a red flag that the truck isn’t selling well. They want to move some trucks off lots, after all. But when the incentives are scarce, it usually means the opposite: the trucks are selling so well they don’t need to incentivize you to drive one of the highest-rated trucks off the lot. That looks like the case with the 2022 and 2023 GMC Sierra incentives.

What interest rate is GMC offering?

GMC Sierra AT4X, one of the best pickup trucks for 2022 and there are new GMC Sierra incentives this month.
2022 GMC Sierra AT4X | GMC

You can insert your complaint (or kudos) to the Federal Reserve bank here, which has raised its borrowing rates. That means that most of us will pay a higher interest rate. But that doesn’t mean that a new truck needs to be expensive, and GMC is making a point of trying to move its (often expensive) special editions. But, of course, check out the GMC site for more on these offers.

One case in point is the 2022 GMC Sierra 1500 AT4 and Denali Preferred Equipment groups. Those trucks can be financed over 72 months at 4.69% if you qualify. That means you can get one of GMC’s most capable off-road trucks, the AT4, or its luxury trim version for 4.69%. The AT4 packs in special shocks and the V8 or diesel and it starts at about $65,000. The Denali, too, is about $65,000.

For November 2022, GMC is also trying to get the word out about its new 2.7-liter turbocharged high-output four-cylinder engine in the big 1500. The new 2.7-liter may sound small, but it packs a punch. With up to 310 horsepower and 430 lb-ft of torque, it beats the old V6 and even comes close to the power output of the Duramax 3.0-liter diesel. The 2023 GMC Sierra incentives for this version include 3.9% APR for 72 months, with a $2,000 bonus If you’re a GMC or Buick owner.

What about leasing a 2023 GMC Sierra?

For November, GMC is offering an “ultra low-mileage lease” on the very-specific 2022 GMC Sierra 1500 Short Crew 4WD Elevation Preferred with the high-output version of the 2.7-liter turbo. However, the lease is for 30,000 miles over 36 months. So, if you like to do a lot of road trips, this lease may not be for you. However, for the rest of us, in 2025 we may find some good deals on off-lease, low-mileage, Sierras at our local GMC dealer.

What about Sierra Heavy Duty incentives?

White Promo Shot of a 2023 GMC Sierra 2500HD
2023 GMC Sierra 2500HD | GMC

The only GMC Sierra incentives available for November 2022 include low-interest financing for up to 72 months on the 2022 Sierra HD and 2023 Sierra HD. Both of those models are heavy-duty 2500HD and 3500HD trucks, which hold their value well.

When GMC says “low interest,” however, don’t expect the low 1.9% rates that we were able to get in 2020. The Federal Reserve has raised rates, so that means the new, lowest rate will be about 4.69%.


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