The Oldest Car in Mazda’s 2021 Lineup Is the Cheapest to Insure
When it comes to insuring your vehicle, many questions arise, such as, which vehicle costs less to insure? In fact, SUVs cost less to insure than sedans. And the Mazda CX-3 is also one of the least expensive SUVs to buy.
We’ll explain why the CX-3 is one of the cheapest SUVs to buy insurance for. What kinds of prices do you typically see with the CX-3, and what other vehicles does Mazda produce?
The Mazda lineup
Mazda makes several popular cars. Among the 2021 lineup is the Mazda3, a subcompact car that comes in sedan and hatchback body styles. Then there’s the Mazda6, a midsize sedan that competes with the Honda Accord and Toyota Camry likes. Last, there’s the MX-5 Miata, a popular roadster that packs a punch.
When it comes to crossover SUVs, there are plenty to choose from in Mazda’s lineup. The most popular is the CX-30 subcompact crossover, GoodCarBadCar reports. Next, there’s the CX-5 compact crossover. It offers an upscale interior and sharp exterior styling. The CX-9 is Mazda’s midsize crossover. It competes with the Kia Telluride and Hyundai Palisade. Then there’s the Mazda MX-30, an all-electric crossover.
But of all the SUVs in the brand’s lineup, the one that’s been around the longest is the CX-3 subcompact crossover.
What makes the Mazda CX-3 so cheap to insure?
To determine the cost of insurance annually for each vehicle on MotorTrend‘s list, MT took data based on a 40-year-old male with a good driving record and good credit. So expect the cost savings to vary among people.
The Mazda CX-3 costs about $1,294 to insure for one year. This is partly due to the low prices for all trim levels. The base model starts at only around $20,000, which is pretty good when you compare it to one of its competitors, the Subaru Crosstrek, which starts at $22,245.
When it comes to safety features, the CX-3 offers some of the best available. You’ll find advanced front airbags, front side-impact airbags, side-impact air curtains, and three-point seat belts. It also offers anti-lock brakes with brake assist, traction control system, dynamic stability control, and a rearview camera.
The 2021 Mazda CX-3 performed well in crash tests. The Insurance Institute for Highway Safety gave it a Top Safety Pick+ award despite a few hiccups with the headlights and the latch ease of use. And the National Highway Traffic Safety Administration gave it an overall top score of 5 stars because it performed well in all tests except for a little struggle in the side barrier rear passenger test.
Prices you can expect to pay for this model
According to Cars.com, you can get one of two Mazda CX-3 versions. One is the Sport four-door with a front-wheel drivetrain, which starts at $20,790. This model gets you 31 mpg combined from a Skyactiv-G 2.0-liter four-cylinder engine generating 148 hp and 146 lb-ft of torque.
The other version is the Sport four-door model with an all-wheel drivetrain. This one has the same engine paired with a six-speed automatic transmission, getting about 29 mpg combined. This CX-3 starts at $22,190.
Compare that to the CX-30, which will run you around $23,000 for the base model. If you choose a mid-range trim, you can expect to pay close to $30,000. Of course, the CX-30 is larger than the CX-3 and offers more space for passengers and cargo. It also packs more power under the hood.
In Mazda’s lineup, the CX-3 may be the oldie of the bunch, but it’s still a goodie as far as pricing, reliability, and safety features. It’s no wonder insurance companies tend to bill less for this safe, dependable vehicle.