Skip to main content

Subaru might use corny verbiage in their car commercials, but their products often speak for themselves. Vehicles like the Subaru Outback and WRX STi have their own subcultures and loyal followings to boot. However, the cheapest new Subaru models could also save you money with cheap insurance costs. Check out the 2022 Subaru Impreza, Forester, and Crosstrek, the new Subaru models with best options for affordable coverage. 

Are Subaru models expensive to insure?

Many Subaru models are cheap to insure, depending on factors like the driver’s age, gender, driving record, and location. For instance, three of Subaru’s models made’s list of the cheapest cars to insure nationwide. 

Subaru models can be affordable to insure, like the Subaru Forester.
Subaru Forester | Subaru

Of those Subaru models, the cheapest national insurance rates belonged to the 2022 Subaru Forester 2.5L Wilderness. The Forester trim has a national average rate of around $1,353. However, one of the cheapest new Subaru models is the Crosstrek, a crossover wagon with standard all-wheel drive (AWD). Better yet, the Crosstrek 2.0L Utility PZEV isn’t much more expensive to insure than the Forester 2.5L Wilderness. 

Which Subaru model is the least expensive?

The 2023 Subaru Impreza is the least expensive Subaru model in the marque’s lineup. It starts at around $20,815 for the 2.0i trim and rises to $28,415 for the range-topping Impreza 2.0i Limited. 

Despite being cheaper than the Forester, the 2022 Subaru Impreza 2.0i costs more to insure annually. According to, the nationwide average for the 2022 Subaru Impreza 2.0i is about $1,412 for the hatchback and $1,470 for the sedan. So, although the Impreza is cheaper than some of the larger, more expensive Subaru models, it still costs a bit more annually for full coverage insurance. 

How much is insurance on a 2022 Subaru Crosstrek?

Owners should expect to pay around $1,395 per year for full coverage on their 2022 Subaru Crosstrek. While that figure reflects the nationwide average, it could change due to the driver’s age, gender, location, driving record, and insurance carrier.

As a result, the Subaru Crosstrek costs about $42 more than the Forester 2.5L Wilderness for full coverage. That boils down to roughly $3.50 per month. However, the difference between the cheapest Subaru model and the cheapest offering from a company like Mercedes-Benz. For instance, the 2022 Mercedes-Benz A220 has an annual average full-coverage rate of about $1,907.   

Subaru models like the 2022 Impreza and Crosstrek, like this one,  promise affordable insurance rates.
Subaru Crosstrek | Subaru

How much will the 2023 Subaru Crosstrek cost?

The 2023 Subaru Crosstrek starts at around $24,870 for the entry-level 2.0i trim. The range includes five trims, with the 2023 Crosstrek Hybrid at the top. The hybrid trim starts at about $38,070. 

That makes the Crosstrek one of the marque’s cheapest cars to purchase and insure. Of course, insurance rates depend on several factors beyond the driver’s control. For instance, drivers cannot control the cost of insurance related to age. 

Do you have a Subaru model like the Crosstrek or Impreza? Tell us in the comments below!


3 Luxury Subaru Outback Alternatives You Should Take Camping in Style