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Jeeps, especially among Wrangler fans, foster an automotive subculture. However, the Wrangler has its issues, one of which you might not have known. For instance, Jeep made it onto the list of the cheapest cars to insure, but it’s dead last on that list. Check out which Jeep Wrangler made the insurance cut and which cars are cheaper to insure in 2022

Which Jeep made it onto the list of the cheapest cars to insure?

According to, the 2022 Jeep Wrangler Willys Sport is the cheapest Jeep in the lineup to insure for 2022. However, the Wrangler Willys Sport is number 20 of 20 on the list of the cheapest cars to insure. The Wrangler Willys Sport has a national annual average rate of around $1,415 for coverage. 

The Jeep Wrangler Willys Sport is one of the cheapest cars to insure, but just barely.
Jeep Wrangler Willys Edition | Jeep

Of course, your rate will depend on several factors in addition to the year, make, and model of your vehicle. For instance, age, gender, location, and driving history have a lot to do with your insurance rates. Younger male drivers with poor driving histories and inner-city addresses tend to pay much more than older drivers in rural areas. Still, choosing a vehicle with lower insurance rates, like the Jeep Wrangler Willys Sport, can help keep your annual coverage costs down. 

Which vehicles are cheaper to insure than the Jeep Wrangler Willys Sport?

There are many vehicles on the list with lower insurance rates, but not substantially so. For instance, number 17 is the Subaru Forester 2.5L Sport, which has a national average rate of roughly $1,412, just three dollars less than the Jeep. However, some of the cheapest vehicles on’s list can yield savings of over $50 annually compared to the Jeep. The Hyundai Venue SE has an average rate of around $1,360, depending on factors like geographic location and driver demographics. 

A Jeep Wrangler's insurance rates are competitive, but not compared to cheaper cars.
Jeep Wrangler Willys Edition | Jeep

However, the Jeep Wrangler is cheaper to insure than many other cars and SUVs. Premium vehicles like the Porsche Panamera Turbo could set you back as much as $4,129. That’s a difference of around $2,714 just for insurance; the four-door Porsche costs nearly three times as much as the Wrangler in annual coverage. 

How much does it cost to insure more premium Jeep models? 

The Jeep Wrangler is one of the most affordable vehicles for insurance.
Jeep Wrangler | John Fredricks, NurPhoto via Getty Images

While the lower-trim Wrangler is competitive in terms of insurance rates, some of the more premium Jeep models demand more money for peace of mind. Further up the Wrangler trim levels, the 6.4L V8-powered Jeep Wrangler Unlimited Rubicon 392 has a national average rate of $1,674. If you want a different Jeep model, the Cherokee Trailhawk will set you back around $1,533. 

However, the latest Jeep Gladiator Rubicons, complete with their utilitarian truck beds, have a typical rate of roughly $1,673. The differences make sense, considering the gulf in starting price points. For instance, the Jeep Wrangler Willys Sport starts at around $33,650, while the Rubicon 392 starts at $81,190. Be sure to check out MotorBiscuit for more great automotive content!


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