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A fully loaded 2022 Ram 2500 heavy-duty pickup truck comes with immense capability and a reasonably high price. The Tradesman model is the bottom trim level and starts at $36,350. There are six total trim levels, and the price range is upwards of $28,000 from bottom to top. Additionally, each model can be equipped with four- or two-wheel drive.

How much is a fully loaded 2022 Ram 2500?

A blue 2022 Ram 2500 heavy-duty pickup truck parked near a group of people camping outdoors.
2022 Ram 2500 | Ram Trucks

To start, the most expensive version of the Ram 2500 is the Limited trim. From the very beginning, it gets more expensive by adding 4WD as well as the Mega Cab. The Mega Cab, along with the 6’4″ box, caused the 2022 Ram 2500 Limited to start at $69,000. Of course, we can add a lot more to make it even more expensive to really “fully load” it up.

First and foremost, buyers can swap out the 6.4-liter V8 heavy-duty HEMI MDS engine for a 6.7-liter I6 Cummins Turbo Diesel. The optional engine will cost you an extra $9,400, putting the total up to a whopping $78,400 immediately. Next, we’ll add every package and feature available to the heavy-duty pickup truck.

What makes a fully loaded Ram 2500 heavy-duty pickup truck?

Firstly, the anti-spin differential rear axle and 4.10 axle ratio cost $495 and $145, respectively. For better towing, trailer camera wiring and a 20K direct-mounted fifth-wheel hitch by Mopar cost another $1,770. The automatic-leveling rear air suspension and dual alternators rated at 380-amps bump the price up by $2,100. Finally, the last mechanical features are an engine block heater, rear backup alarm, and Upfitter electronic module. All three combined add another $585 to the total price.

There are a plethora of packages available for the Ram 2500. Each of these adds tons of features for safety, styling, technology, and convenience. The most expensive of the bunch is the Limited Level 1 Equipment Group, which costs $4,185—adding this package and the Night Edition package combine just about every extra feature available.

Body-Color Bumper Group$395
Cold Weather Group$145
DOT Certified Roadside Safety Kit$195
Heavy-Duty Snow-Plow Prep Group$150
Limited Level 1 Equipment Group$4,185
Night Edition$1,095
Off-Road Package$445
Protection Group$0
Safety Group$1,590
Snow Chief Group$705
Tow-Mode Digital Rear-View Mirror Package$945
Towing Technology Group$545
5th Wheel/Gooseneck Towing Prep Group$545
Packages and prices from

2022 Ram 2500 accessories and extras

A white 2022 Ram 2500 heavy-duty pickup truck tows a trailer carrying a bulldozer through mud.
2022 Ram 2500 | Ram Trucks

The possibilities don’t end with the packaged features. There are still plenty more accessories and extras to be added to the heavy-duty pickup truck. A deployable bed step by Mopar costs $365, and a Tri-Fold Tonneau cover is another $695. On the inside of the truck, a power sunroof is available for an additional $1,195.

Finally, there are a few safety and security items available for a little extra. The wired tow-mode camera costs $450, and the trailer tire pressure monitoring system is another $445. Lastly, the trailer surround-view camera system is the most expensive of the bunch, adding $995.

Ram 2500 heavy-duty pickup truck total cost and monthly payment

The side view of a Skinny Guy Camper mounted on a black Ram 2500 in the desert
Skinny Guy Camper on a Ram 2500 | Skinny Guy Campers

With every single feature, package, and extra added to the most expensive 2022 Ram 2500 trim, what does it cost? The total net price is $92,275 after destination charges. Destination charges from Ram are $1,795 on top of the $21,580 in options.

To finance the truck, you’ll pay $1,466 per month for 72 months with $5,000 down with an APR of 6.47%. The Ram trucks build and price tool does not allow calculating lease payments for the Ram 2500. A fully loaded Ram 2500 heavy-duty pickup truck comes at a high price, but for a good reason. With a truck like this, buyers will be happy that they can use their vehicle for just about anything.


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