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Insurance is indispensable for all car owners, as it often covers your vehicle, yourself, and any others involved in a wreck. Without proper coverage, motorists risk mounting repair expenses and even legal actions in the event of an at-fault collision. However, insurance companies are plentiful, and you can tailor coverage options to suit your budget. That said, if you pick from the list of the cheapest cars to insure for 2022, like the Subaru Forester, you might save money. 

  • Subaru Forester 2.5L Wilderness
  • Hyundai Venue SE
  • Honda CR-V LX
  • Mazda CX-30 S
  • Toyota C-HR XLE

The Subaru Forester is the cheapest car to insure for 2022

Weekend campers can rejoice at the insurance savings they’ll accumulate while driving their Subaru Forester 2.5L Wilderness. According to, the Forester, specifically the Wilderness, is a very reasonable vehicle to get full coverage insured. In addition to good safety credentials and off-road capabilities, Forester owners can enjoy the $1,353 average annual insurance cost. To lend a little perspective, insuring a Forester is less than half of a Tesla Model S Long Range. 

The Subaru Forester Wilderness, pictured here in blue, is one of the cheapest cars to insure
A Subaru Forester Wilderness | Subaru

How much does it cost to insure a Hyundai Venue SE?

Like the Subaru Forester, insuring the Hyundai Venue SE is a relatively painless procedure. Owners can expect an annual average of just $1,360 to get full coverage insurance for a Venue SE. Also, while you might not win any races or beauty contests, the Hyundai shines in practicality and economy. 

Is the Honda CR-V LX one of the cheapest cars to insure for 2022?

Don’t want a bottom-tier Honda CR-V? No problem! Getting an upper-trim LX model won’t hurt your insurance budget. Specifically, owners can expect to pay around $1,366 to insure their 2022 Honda CR-V LX with full coverage. 

The Honda CR-V, like the Subaru Forester, is one of the cheapest cars to insure.
The Honda CR-V | Honda

Is it expensive to insure a Mazda CX-30 S?

Mazda’s CX-30 is popular and, as it turns out, one of the cheapest cars to insure for 2022. In addition to handsome styling and a responsive turbocharged 2.5L four-cylinder engine, owners get the standard all-wheel drive (AWD). Furthermore, CX-30 S owners can get full coverage insurance for an annual average of just $1,379. That reasonable price makes the Mazda CX-30 S one of the cheapest cars to insure for 2022. 

The Mazda CX-30, pictured here in red, is one of the cheapest cars to insure.
Mazda CX-30 at a show | Adek Berry, Getty Images

Is the Toyota C-HR XLE one of the cheapest cars to insure for 2022?

The Toyota C-HR XLE is a reliable, safe crossover with a very sensible annual average insurance rate. Specifically, C-HR XLE drivers will pay an average yearly insurance cost of just $1,384. That is good news for car shoppers looking for a crossover with a suite of safety technology that won’t break the bank to insure. 

How much will you spend on insurance? 

Insurance costs are tethered to many variables, like age, gender, driving record, and vehicle choice. Other minutiae come into play, but you can control very few attributes. One thing you can manage, though, is the car you buy. According to, if you buy any of the cheapest cars to insure, you’ll likely save annually compared to other cars on the market. 

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