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Toyota’s models are a staple in the affordable, reliable car conversation. However, some Toyota models could save you money beyond the dealership or initial sale; they could save you money with cheap insurance rates. Check out some Toyota models with the cheapest insurance costs, like the Toyota Sienna, Highlander, and Tacoma. 

Which Toyota models are cheap to insure?

According to Moneygeek, these six Toyota models are the cheapest to insure:

  • Sienna
  • Highlander
  • Tacoma
  • RAV4
  • Tundra
  • Prius

Of course, most of the Toyota vehicles with cheap insurance rates are trucks and SUVs, like the Highlander, Tacoma, and RAV4. However, the marque’s model with the lowest rates is the Sienna, a family minivan with seating for up to eight. Still, Toyota’s passenger cars like the Corolla and Camry aren’t exactly expensive to insure. They’re just not as cheap as the trucks, SUVs, and minivans in the automaker’s lineup.   

Which Toyota is the cheapest to insure?

The cheapest Toyota model to insure is the Sienna. Specifically, insuring a Sienna with full coverage costs a national average of around $1,126 per year. Moreover, Moneygeek says that GEICO offers the cheapest rates for a Sienna at about $973 annually. 

The Toyota Sienna is the model with the cheapest insurance rates of any Toyota model.
Toyota Sienna | Toyota

However, shows a very different figure if you look at nationwide averages for the 2022 model year. For instance, the full coverage car calculator reflects an annual average rate of around $1,545 for a 2022 Toyota Sienna LE. The second cheapest Toyota model to insure is the Highlander SUV. An average full-coverage rate for a Highlander is around $1,129, just three dollars more than Moneygeek’s findings for the Sienna.

Which Toyota models have the most expensive insurance rates?

The most expensive Toyota models to insure are the sedans and coupes in the marque’s lineup, like the Corolla, GR86, and GR Supra. For instance, the taut, fast Toyota GR Supra has a national average rate of around $2,000 annually. 

Of course, rates depend on factors like location. Some states have higher average rates than others, like Florida. Moreover, some factors that impact insurance rates are driver-specific, like age, gender, and driving record. 

Are Toyota Camrys cheap to insure?

The Toyota Camry has a reasonably cheap full coverage insurance rate. For instance, the national average insurance rate for the Toyota model is about $1,276. While that’s manageable, it’s nearly $150 more than a Sienna or Highlander. Still, it’s much cheaper than a sports car like the GR Supra

The Toyota Camry is one of the Toyota models with cheap insurance costs to boast, just like the Highlander.
Toyota Camry | Toyota

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Is insurance for a Toyota 86 high-cost?

Insurance for the brilliantly basic Toyota GR86 isn’t high-cost, but it isn’t cheap, either. Moneygeek says the average for a GR86 is around $1,629 per year. That’s around $500 more than a Toyota Highlander per year. 

Of course, the two are incomparable, except for a shared badge. The Toyota GR86 is a four-cylinder-powered driver’s car with an abundance of charm, not a utilitarian SUV like the Highlander. Also, with the relatively low entry cost of the GR86, it’s a popular option for younger drivers, which leads to a higher average.